Life Insurance

In partnership with MetLife

Life insurance, arranged the same way we do your renewal

Five MetLife plans, from term cover for one person to group cover for a co-operative or a school. Tell us how to reach you and one of our team calls back to talk through what fits and what it costs.

We do the paperwork and the follow-up, the same as we do for a bluebook.

SSIPL
in partnership with
MetLife Life insurance, arranged by us
Cover

What the cover can include

Which of these apply depends on the plan. Your call back walks through the combination that suits you.

Loss of Life

Pays the sum assured to your nominee if you die during the cover period, from any cause.

Accidental Death, Dismemberment and PTD

An additional payout for death or permanent disability caused by an accident.

Critical Illness

A lump sum on diagnosis of a covered critical illness, paid regardless of treatment cost.

Accidental Medical Reimbursement

Reimburses accident-related medical expenses per event, above a small deductible.

Plans

The five plans

Pick one on the form if you already know which you want, or leave it blank and we will advise.

Age 18 to 65

Depositors Protection

Co-operative depositors

Three fixed cover tiers. Pick a tier and the cover is set.

  • Loss of Life
  • Accidental Death, Dismemberment and PTD
Age 18 to 65

Loan Protection

Co-operative loan customers

Cover follows the outstanding loan amount, so the loan is settled rather than inherited.

  • Loss of Life
  • Accidental Death, Dismemberment and PTD
Age 3 to 25

Students Protection

Schools and colleges, per student

A fixed cover option per student, chosen from a set table.

  • Loss of Life
  • Accidental Death, Dismemberment and PTD
  • Accidental Medical Reimbursement
Age 18 to 65

Smart 360

Individuals wanting full cover

You choose the amount for each of the four benefits, within the limits below.

  • Loss of Life
  • Accidental Death, Dismemberment and PTD
  • Critical Illness
  • Accidental Medical Reimbursement
Age 18 to 65

Smart Super Term

Individuals wanting term cover only

Loss of Life insurance alone, on the same limits as Smart 360.

  • Loss of Life

Why there is no price here

The premium depends on the plan, the cover you choose and which group you belong to. Rather than show a figure that turns out not to be yours, we work it out with you on the call and tell you the exact amount before anything is signed.

Ask for your figure
Limits

Smart 360 cover limits

Smart 360 and Smart Super Term let you set the cover yourself, within these limits.

Benefit You may cover
Loss of Life Rs. 5,00,000 to Rs. 1,00,00,000
Accidental Death, Dismemberment and PTD Equal to Loss of Life, up to 2x, never above Rs. 1,00,00,000
Critical Illness Up to Loss of Life, capped at Rs. 50,00,000, whichever is lower
Accidental Medical Reimbursement Rs. 1,00,000 per event, above a Rs. 500 deductible

Smart Super Term covers Loss of Life alone, on the same limits.

Get in touch

Request a call back

Your name and number is all we need to start. Everything else is decided on the call.